NOTICE TO USERS OF THIS WEBSITE:

The website ("Website") you are currently viewing is owned and controlled by Norwich Commercial Group, Inc. dba AllPoints Mortgage (referred to as "AllPoints Mortgage", "our", "us", or "we"in this Terms and Conditions of access and usage of our Website.

This Website and any of the services provided by AllPoints Mortgage in connection with this Website are expressly subject to the Terms and Conditions which govern your use of the site. We strongly recommend that you carefully read the Terms and Conditions concerning use of this website before accessing orusing any of the services ("Services") provided by AllPoints Mortgage.

AllPoints Mortgage offers direct financial services for consumers and businesses offered to you directly by AllPoints Mortgage, and other Services by independent third party service providers, sometimes accessed through links on AllPoints Mortgage's Website. By using or accessing this Website you agree to be bound by AllPoints Mortgage's Terms and Conditions of use and access.

This Website is directed at residents of the United States and AllPoints Mortgage's Services are limited to users in the states and jurisdictions in which AllPoints Mortgage is authorized to conduct business. Persons outside of these authorized and intended areas should not rely or act upon any such information on this Website. AllPoints Mortgage may require proof of residence from users who access our Website or wish to use our Services.

You also agree to be bound by AllPoints Mortgage's Privacy Policy and the Terms and Conditions of any Supplemental Privacy Policies or Terms and Conditions that may apply to Services for which you may register or use, as provided on or via our Website.

YOU MAY ONLY ACCESS OR USE THIS WEBSITE IF YOU AGREE TO THE TERMS AND CONDITIONS SET FORTH BY AllPoints Mortgage. AllPoints Mortgage MAY UPDATE THE TERMS AND CONDITIONS FROM TIME TO TIME, AND YOU AGREE TO BE BOUND BY SUCH UPDATES.

TRADEMARKS, COPYRIGHTS, USAGE AND LIMITATIONS

Each page on this Website is owned and controlled AllPoints Mortgage, unless stated otherwise. The information on our Website, including but not limited to text, images, design, graphics, software, source code, appearance and content is protected U.S. copyright laws and international treaties.

This protection includes usage or copy of the likeness or appearance of AllPoints Mortgage's name and partial Arc extending over the AllPoints Mortgage name, "AllPoints Mortgage Dream HomeHome Loan", "AllPoints Mortgage means Mortgage", "We Make Mortgages Happen", "We Make Homes Happen", and other registered or unregistered trademarks and service marks owned by AllPoints Mortgage.

Unless we authorize use in writing, you are not allowed to use, copy, display, distribute, modify or reproduce any of the trademarks, servicemarks or copyrighted information found on our Website.

We authorize you limited personal non-commercial use, or restricted internal business use, such as usage among employees of your organization for dissemination of Services provided to you by AllPoints Mortgage. Such authorized use is no way intended as a transfer of title, ownership or rights by AllPoints Mortgage to you. AllPoints Mortgage reserves the right to terminate your limited authority if misused or if otherwise in violation of the Terms of Usage, with or without notice or as required by applicable law.

LINKS TO OTHER WEBSITES

AllPoints Mortgage provides links to other Web sites owned and controlled by third party service providers and service partners not affiliated with AllPoints Mortgage. These links are provided for your convenience only and is not an indication that AllPoints Mortgage recommends or endorses such third parties.

AllPoints Mortgage is not liable for any other company's Web site, including but not limited to the policies, security, products or services pertaining to those third party Web sites. When you click on a third party link available on our Website, you agree to read thepolicies and terms of usage and access provided by such third parties.

AllPoints Mortgage is not liable for the advice, information, recommendations, opinions, services or any experience you may have with such third parties, and you assume all risks involved with the use of such third party Web sites.

NO WARRANTY/LIMITATION OF LIABILITY

UNLESS THE LAW OR THIS TERM OF USE NOTICE PREVENTS OR RESTRICTS MODIFICATION OR EXCLUSION, THERE IS NO WARRANTY OF ANY KIND, REGARDLESS OF SERVICES AND OFFERS MADE AVAILABLE THROUGH THIS WEBSITE, INCLUDING ANY AND ALL REPRESENTATIONS AND WARRANTIES PROVIDED BY AllPoints Mortgage AND ITS SUBSIDIARIES, OR BY THIS WEBSITE. SERVICES ARE OFFERED ON AN "AS IS," "WHERE IS" AND "WHERE AVAILABLE" BASIS, WITH NO WARRANTY OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY-INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. YOU ACKNOWLEDGE THAT NEITHER AllPoints Mortgage, ITSSUBSIDIARIES, AFFILIATES NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS WARRANT THAT THE SERVICES OR THE SITE WILL BE UNINTERRUPTED OR ERROR FREE; NOR DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SERVICES OR THE SITE, OR AS TO THE TIMELINESS, SEQUENCE, ACCURACY, RELIABILITY, COMPLETENESS OR CONTENT OF ANY INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICES AND THE WEBSITE. TO THE MAXIMUM EXTENT PERMISSIBLE UNDER APPLICABLE LAW, AllPoints Mortgage WILL NOT BE RESPONSIBLE TO YOU OR ANY THIRD PARTY CLAIMING THROUGH YOU FOR ANY DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, ECONOMIC OR OTHER DAMAGES ARISING IN ANY WAY OUT OF THE INSTALLATION OR USE OF THE SERVICES, THE SITE, ANY ON-LINE SERVICES OR INTERNET BROWSER SOFTWARE, INCLUDING LIABILITY ASSOCIATED WITH ANY COMPUTERVIRUSES WHICH MAY INFECT YOUR COMPUTER SYSTEM, AND ANY OTHER MATTER RELATING TO OUR WEBSITE EVEN IF AllPoints Mortgage OR ITS REPRESENTATIVES, AFFILIATES, AND AGENTS ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.

CHANGES TO TERMS AND CONDITIONS

AllPoints Mortgage strives to keep our Website current and robust and we are continuously adding features and functionality to improve. As a result, we may make changes to our Terms and Conditions posted on this Website. In addition, there may be changes in the law or technology that require these changes, and when theseevents occur, you may also experience changes on our Website. Your use of our Website includes your agreement to be bound by such changed Terms and Conditions.

AllPoints Mortgage takes your online privacy seriously. Protecting the online privacy and security of consumers' personal information is an important part of the way AllPoints Mortgage demonstrates trustworthiness and care for our clients and users of this Website. Federal and State law ("the Law") requires us to tell you how we collect, use, share, and protect your personal information. The Law also limits how we can use your personal information. Please read our Online Privacy Policy carefully to understand what we do with the personal information we collect both online and offline.

GOVERNING LAW

Use of this site shall be governed by all applicable Federal and State laws.